Can I use this number instead of my social security number?
No, but in certain situations some numbers which are used which can be defined as a CPN can be used in place of a SSN, such as when Opening a bank account, Applying for business licenses, Filing a tax return by mail, File an electronic return, Make an electronic payment, Pass an IRS Taxpayer Identification Number (TIN) matching program, and any other instances deemed by law. Please note the Credit Profile Number (CPN) does not replace your SS number, this number can only be used for credit reporting purposes. It cannot and should not be used for any government purposes including and not limited to: military, child support, DSS income, SSI, taxes, FHA, VA, or ANY GOVERNMENT BACK FUNDING, which requires a individual to list a SSN number.
What can I use my new Credit Profile Number (CPN) for?
You can use your Credit Profile Number (CPN) for Opening a bank account, Applying for business licenses, Filing a tax return by mail, File an electronic return, Make an electronic payment, Pass an IRS Taxpayer Identification Number (TIN) matching program or anything that would be applicable to the use of a EIN, ITIN, TIN or SSN for credit reporting purposes. It is a well documented fact that numerous credit accounts has been issued to individuals and individuals owing business who received credit cards, car loans, certain types of mortgage, personal loans etc with the use of EIN's, TIN's, ITIN's and SSN's, which are all considered CPN's when used outside of it's natural used and approved for credit. Please understand a SSN has been issued and used for Social security Purposes and is not and was not intended to be inherently a credit number to be used by anyone who opens a service or bank to lend money goods or services; and the same is true for ITIN's, EIN's, or TIN's. These number are not localized and are used throughout the entire credit system, and are being used beyond their original scope.
Am I responsible for the debts on my old report?
Yes, you are responsible for all debts on your old report and debts incurred with your Credit Profile Number (CPN). You must remember that while you are DEVELOPING YOUR BUSINESS OR PERSONAL CREDIT, you must use your new Credit Profile Number (CPN) wisely, WHETHER YOUR CPN FILE IS BASED ON YOUR LEGAL SSN, ITIN, EIN, TIN.
Is this legal?
"Yes. You can use the existing laws to your advantage for a change. Due to certain rights guaranteed by the 1974 US Privacy Act Title V, you have the right to keep your SS number private and not be denied service due to your refusal. The credit bureaus are not government agencies, so you do not have to give them your SS number." is a commonly made statement legal CPN found online and posted here, but our statement to further the above statement, "Is all government numbers that are issued legally which are used legally throughout the credit system standing on their face value are in fact legal. But their are laws which govern their use, so please be aware the that you do not violate any legally listed law on either the federal or state level. We are not a legal counsel, but we don encourage you to perform the necessary research or hire counsel to answer specific questions regarding this question." David Glatzer Legal CPN
What will my new FICO be?
Any new credit file which is automatically crated by the credit bureaus computer will be blank. You will need to reestablish your credit, by applying for credit and other lines under the law. Yes you will have a credit file when; A) the government issues you a 9 digit number, and B) when this information is filtered into the credit bureaus computer which will automatically record it, file it, and create a new credit file without your knowledge or consent, ONLY BECAUSE IT IS A 9 DIGIT NUMBER, AND IT WILL RECORD YOUR NAME, DOB, AND ADDRESS, REGARDLESS IF IT MERGES THIS INFORMATION OR CREATE A NEW CREDIT FILE, WITHOUT YOUR EXPRESSED CONSENT OR KNOWLEDGE. So yes; you will have a credit file and a FICO score without doing anything other than registering or using your EIN, ITIN, SSN, TIN within normal applications of those 9 digit numbers.
Are you saying that I can use my Credit Profile Number CPN to buy investment property or get a loan to start a business?
Yes. Leverage is a tool that has been used by the wealthy for generations. Their are numerous examples of EIN's, TIN's, ITIN's and SSN's being able to secure loans, financing, auto loans and homes.
Q: What does the law say about credit and financial matters?
Q: How does this program work?
Q: Is it Legal?
Q: How quickly can I get my NEW 9-digit number?
Q: How fast can I get credit through my new legal entity?
Q: Is the the NEW 9-digit number a 2nd Social Security Number?
Q: Can anyone do this?
Q: There are a lot of credit repair scams out there, are you legitimate?
Q: Can I order for me and my husband / wife / partner?
Q: Does this affect my drivers license, current SS#, or any other personal identification?
Q: What about on a credit application, won't they ask me for my social security number?
Q: Will my current credit profile get mixed in with my new credit profile?
Q: Is it Ethical?
Legality of CPN: Presently, federal law allows the ability for someone to legally use a private ID # for financial reporting purposes instead of a Social Security Number.
Title 5, Section 7 of Publication Law 93-579 of Government Organization and Employees Act: (a) (1) It shall be unlawful for any Federal, State or Local Government Agency to deny any individual any right, benefit, or privilege provided by law because of such individual’s refusal to disclose his or hers Social Security Account Number.
What this means is Federal Law protects those who do not wish to disclose their personal information (SS#) except where required to do so. Disclosure of your social security number is only required when dealing with the IRS, your employer, or when applying for a federally insured mortgage. Instead of a Social Security Number, you now have the opportunity to establish a Credit Privacy Number (CPN).
Credit Profile Number FAQ
What is a Credit Profile Number (CPN)?
It is any nine digit number separate from your social security number, but not excluding a SSN, used to track your credit activities and history; such as a EIN, ITIN, TIN or SSN, but their can be other formalized government or institutionally issued 9 digit number which can be issued and used for credit purposed.
ACCORDING TO THE UNITED STATES PRIVACY ACT OF 1974 TITLE V: "It shall be unlawful to deny any individual any right, benefit, or privilege provided by law because of such individuals refusal to disclose his or her Social Security Account Number. Any Federal, State, or Local Government Agency which requests an individual to disclose their Social Security Account Number shall inform that individual whether the disclosure is mandatory or voluntary, by what statutory or other authority such number is solicited, and what uses will be made of it."
The benefits of a tri merged cpn with credit report is knowing the 9 digit number housing your business identity is free and clear of others using your number. We have found that person serious able establishing a new personal business profile either for themselves personally or for their business understands the value of having a business identity free upon itself. Furthermore person who know they will be purchasing trade-lines will also find this service important.
You can purchase a more expensive corporation package or you can obtain a EIN Free from the IRS website; but if you do not inspect your new 9 digit number either if it's a EIN, ITIN, SSN, TIN or ANY 9 digit government issued number for issuance, a death master file, a situation non issuance, Safe Scan searches, Choice Point and Lexis Nexis you will quickly find that your business efforts and approvals might be hampered.
With this purchase you will also receive a copy of such report after your cpn is processed. The only reason it is necessary to offer this service is because the credit bureaus have moved into a position of automatically denying business credit due to another name or person appearing on a credit report which they provide to vendors as a sole reference of approving or denying credit. It is a fact the IRS will issue a EIN ITIN or SSN with a death master file or non issuance status. If you do not inspect your number prior to spending years of time money and energy; you may find your efforts to legitimately building your business hampered by issues unknown and unannounced to you.
Your credit report is your private financial information. This information is every bit as private as any private financial information you keep in a locked drawer in your home or office. You have an absolute right to keep it private. Your credit reports are maintained by various credit bureaus. The three largest and most famous credit bureaus are Transunion, Equifax and Experian. Unlike a locked drawer in your home or office, however, the only thing someone needs to obtain your credit report from a credit bureau is an account with that bureau. Thus, anyone with an account has access to your credit report, whether or not you have given them permission to access it.
Examples of Giving Someone Permission to Pull Your Credit Report
"CREDIT UPDATING YOUR CREDIT ACCOUNT WITHIN THE CREDIT BUREAUS COMPUTERS,"
For the most part when you are updating your credit report as to maintain and provide new information which is relevant to your credit report such as new addresses, new employers, new income, new business name, new partnerships, change of name from marriage or what ever you should make sure you do it correctly! The credit bureaus use to be a entity which stored and provided information, now they have moved into a position or "CROSS CHECKING" information. In some situations this can be good, but if your unaware or being lazy when your completing a application your application attempt is a sure disapproval! And worse yet your setting up your credit file to read inaccurately and that will lead to more denials. In short it is your responsibility to make sure your reports reads accurately! The credit bureaus is not going to help you! PERIOD! So to promote stronger consumer scores; and to make sure you have a fighting chance to have better approvals; make sure your report reads accurately!
250 LENDERS & APPROVING CREDIT BUREAU BMW , Cap One, Citi, Chase, BofA, Wells, Credit Card, Banks, Credit Unions, & SO MUCH MORE!
What is a CPN? The Term "CPN" is nothing more than a abbreviated 3 letter word which means; nothing more than, Credit Profile Number; which is simply defined as, "ANY 9 DIGIT NUMBER WHICH CAN BE USED FOR CREDIT," which means exactly that! Any 9 digit number that can be used for credit, which can be found in every bank, credit union, or financial institution as a SSN, ITIN, TIN, or EIN. Banks and lending institutions DO IN FACT LEND TO; individuals using SSN's, legal non resident aliens using ITIN's, tax paying indiviuals using TIN's, and businesses using EIN's! Attention: Our $79.99 CPN Service is not a 8 or 16 page E-Book which attempts to walk someone "Through the Process," of obtaining a EIN Number, It Is a Service! We DO NOT give you quick information which will walk you into obtaining a EIN which will validate as DEAD, PRIOR to 1955, or Not be Issued, which plainly means; "IT WILL NOT WORK as a good credit number. We actually have a process of HAVING A CPN NUMBER "ISSUED AS EITHER A EIN OR ITIN." This means WE CAN MATCH DOB's very closely and issue a number which will VALIDATE FOR SURE and be a great credit number. Tradeline, small credit account, phones, utilities and credit cards are common with our numbers, and we have proven this time and time again. Furthermore, when you purchase from a Legal CPN Store you become a Client For Life, which means, if you merge a credit file, too many inquires, or you decide you need a new CPN re-issued to you; We pull your file, and issue you another number based on Our Same Standards! We provide ALL Clients with Both Credit Bibles; for their information; FREE, WITH EVERY PURCHASE. We recently found and article; which stated, LEGAL CPN, issued someone a number which was an actual SSN Number. Yes all the numbers we issue have 9 digits, and IF IT WONT VALIDATED, ISN'T MATCHED, WE WON'T ISSUE IT! We Promise you wont get a Dead, Old, No been Issued, Non Matched, a Bunch of Talk, or a Sales Pitch from US. All of Our Clients are Clients For Life! We stand with You, Fight with You, give You FREE Credit Infomation, Leeds and FREE Consultation. NO ONE ISSUES MORE CPN THAN US, WE ARE THE EXPERTS, IN ALTERNATIVE CREDIT, BUSINESS CREDIT AND PERSONAL BUSINESS CREDIT! See for yourself why Legal CPN is the number one Business Formation Service in the Nation! Don't waste your time "TRYING" to set up a CPN Credit File; which may be argued to be an attempt to file segregate, or may be illegal to use, we will set it up it the right way the first time. Q: Is it legal for someone to open a pizza or landscaping business and look to use their business as a source to secure new credit for their new business? If you answered yes, this is why we are in business! We are here to help you secure new credit with your new 9 digit number which can be used to open bank accounts, file taxes, and obtain business licenses.
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