Primary tradelines are real and actual credit accounts that belong to the account holder. As compared to authorize user tradelines; primary tradelines are considered more favorably by lenders and scored more favorably by credit reporting companies.
Below you will find several links for several subscriptions. We offer several products which enables our subscribers to access our library for a monthly fee to use and access to our products. We report your subscription to Experian, Equifax and Trans Union. Your account will be reported either as an Installment tradelines or in some cases public record on 1, 2 or 3 credit bureaus depending on the bureau; having a positive affect on your credit report.
How is this different from AU's ?
Primary tradelines report on your name, your Cpn, Ein, or Ssn. Primary tradelines do not confuse your credit report with multiple address and primary tradelines will mark your credit report with "PRIMARY ACCOUNT," and not mark your account with the term authorize user, B account or AU account status flagging your account noting your accout history is comprised of AU authorized user tradelines.
What types of programs do you have?
Your Subscription account not only provides you with all our ebook, study material, and our complete online library; but we report your subscription with us as a primary tradelines.
We offer 2 types of programs:
1) Pay as You Go Reporting
: Which is by definition is our subscription programs, you pay, we report your account as paid and in good standing; and you have access to our library during your open membership period.
2) One Pay Reporting:
One pay subscription programs enable a buyer to pay his entire account, have full access and not worry about monthly payments. The benefits are we can report this account open, active and PAID OFF.
With Primary Tradelines Can I Get Funded ?
Most lenders look for primary tradelines, active credit accounts, positive history, low ratios of your avalable credit to current balance and avoid authorized user tradelines when authorized user tradelines comprise the majority of the credit report. Most lenders agree primary tradelines will provide the strongest makeup of a well rounded good credit report and present the safest level of risk.
How long does it take for reporting ?
Your first payment enters you into our subscription program; your account is set up and entered into our system.
Your first automatic payment is by definition your first payment which is submitted to your subsciption and reported
. Typically you will see your account appear on your credit report within 45 days of entering into our subscription.
Refer to subscription for exact details
Below you will find our subscription offerings where you can find the exact reporting limits, as well and the costs and the frequency you can access and download our ebooks, materials, merchandise and training materials.
What is the One Pay Subscription
What is the Pay As You Go Subscription
ONE PAY REPORTING SUBSCRIPTIONS ARE SUBSCRIPTION BASED PROGRAMS WHICH ARE PAID IN ONE PAYMENT. You have (1) initial cost (which varies from program to program) and thats it. No Monthly Payments!!
We report your account payment history; PAID IN FULL
. Your subscription account is based on a 10 year membership; which is reported to your membership account and reported. ONE PAY REPORTING SUBSCRIPTIONS OFFER FULL ACCESS TO OUR LIBRARY AND FULL ACCESS TO DOWNLOAD CONTENT FROM OUR LIBRARY EVERY 30 DAYS. THIS SUBSCRIPTIONS IS PAID IN FULL; Without further obligation for the duration of your contract.
You simply select your package; Make Your Payment, Click the Join Now Button, and Send your Contract for Processing. First payments typically reports in 45 days after your first initial payment.
PAY AS YOU GO SUBSCRIPTION PROGRAMS ARE SUBSCRIPTION BASED PROGRAMS WHICH REPORT (EVERY 30 DAYS). You have (1) initial cost (which varies from program to program) and billed monthly at your subscription rate.
We report your positive payment history; MONTHLY
. Your subscription account is based on a 10 year membership; which is reported to your membership account and reported. PAY AS YOU GO SUBSCRIPTION PROGRAMS OFFER FULL ACCESS TO OUR LIBRARY AND FULL ACCESS TO DOWNLOAD CONTENT FROM OUR LIBRARY EVERY 30 DAYS. SUBSCRIPTIONS CAN BE; CANCELLED AT ANY TIME; Without further obligation.
You simply select your package; Make Your Payment, Click the Join Now Button, and Send your Contract for Processing. First payments typically reports 15 days after your first subscription payment; which is 45 days from your initial payment.
THE CONTRACT (Terms and Conditions)
• Reporting Frequency: The company reports monthly. Your subscription reports upon monthly renewal. (First reporting date is normally 1-2 months after your initial purchase.)
• Limit / balance ratio: Reflects the account as reported by the account issuer and reporter. (Great for new or thin credit profiles)
• Limit Range: Accounts can range between; $599.00 - $8,399.00, Per Account
• Reporting Type: Subscription
• Authorized User or Primary: Reports as a Primary Installment Trade-line.
• Reporting Date: Reports 1-2 months after purchase
• Credit Bureau Reporting: Typically reports to 1-2 credit bureaus.
• Guarantee: Guarantees falls within this contract agreement.
• Important Please Note : This product is a subscription sign up product. Your first payment enters you into the program; your second payment and subsequent payments are applied to your account with company. This product WILL TAKE 2 PAYMENTS; before the account is eligible for credit reporting.
The Contract (Terms and Conditions)
This Document contains the Purchase Agreement and the Terms and Conditions of becoming an LegalCpn.com AIT LLC; Revolving Credit Account Holder.
BY ACCESSING AND/OR USING THE LegalCpn.com AIT LLC; WEBSITE (THE "WEBSITE") AND/OR OUR SERVICE (THE "SERVICE"), YOU AGREE TO COMPLY WITH, AND BE BOUND BY, THE FOLLOWING TERMS AND CONDITIONS (THE "AGREEMENT").
Notice -- Read This
WHEN YOU COMPLETE YOUR PURCHASE, YOU, THE BUYER, ARE CLAIMING THAT YOU HAVE READ, ACCEPTED, AND FULLY UNDERSTAND THE TERMS OF THIS AGREEMENT.
THIS AGREEMENT IS A CONTRACT. UNDER THE TERMS OF THE CONTRACT YOU RECEIVE CERTAIN RIGHTS DUE YOU FROM THE SELLER AND YOU, IN TURN, GIVE THE SELLER CERTAIN RIGHTS THAT AFFECT YOU. THIS CONTRACT ALSO CONTAINS PROVISIONS THAT DELINEATE AND RESTRICT YOUR RIGHTS ABOUT REFUND AND WARRANTY AND THAT LIMIT THE LIABILITY OF THE SELLER.
YOU MUST ACCEPT THESE TERMS OR THE SELLER WILL NOT TRANSACT BUSINESS WITH YOU OR SELL A PRODUCT, SERVICE OR MEMBERSHIP TO YOU, AND YOUR ORDER WILL NOT BE PROCESSED IF YOU DO NOT ACCEPT THESE TERMS.
YOUR PLEDGE OF AN UNDERSTANDING OF THIS CONTRACT AND ACCEPTANCE OF THE RIGHTS, DUTIES, AND LIMITATIONS EMBODIED IN IT, IS A MATERIAL PART OF THE LEGAL CONSIDERATION THAT THE SELLER REQUIRES FROM YOU AS A CONDITION OF SALE.
PARTIES TO THIS AGREEMENT AND DISCLAIMER
The parties to this agreement are the website or its owners, hereafter "SELLER," and you, the prospective purchaser, hereafter "BUYER". Persons or entities who are not participants in this contract but who have an indirect relationship, such as a supplier, joint venture partner, membership organization, or sales affiliate, are herein described as "THIRD PARTY OR THIRD PARTIES." The recipient of the product herein sold, where said product is ordered by and paid for by someone other than the recipient, is classified herein as if that recipient were the ordering BUYER with the same rights, duties, and obligations as the BUYER, but may also be referred to herein as 'RECIPIENT".
SUBJECT MATTER OF THIS PURCHASE AGREEMENT
The subject matter of this agreement is a product, service, or membership described in promotional or sales materials on this website and/or in an email referencing this website, and said website and/or email and its contents are incorporated herein by reference and made a part hereof and constitute a complete description of the product, service or membership that is the subject matter of this Purchase Agreement. This bundle of offerings, including additional items promoted on the order page, shall, together, be termed 'product' throughout this agreement but the word 'product' shall mean all elements offered in the sale, whether digital, dimensional, or other license or right, and include all sales or promotional materials. Credit reporting is not the product.
PULLING CREDIT FROM CRA'S
YOUR ACCOUNT WITH LegalCpn.com AIT LLC; CORPORATION WILL BE SOLD TO A CONSUMER FINANCE COMPANY WITHIN APPROXIMATELY 60 DAYS FROM THE DATE OF YOUR PURCHASE. WHILE PAYMENTS ARE DUE ON YOUR ACCOUNT DURING THIS FIRST Sixty (60) DAYS, YOUR ACCOUNT WILL NOT BE REPORTED TO ANY CREDIT BUREAU UNTIL THE SALE OF YOUR ACCOUNT TO THE CONSUMER FINANCE COMPANY IS COMPLETED.. CREDIT REPORTING DURING THE TERM OF THIS AGREEMENT IS NOT GUARANTEED CREDIT REPORTING IS THE SOLE RESPONSIBILITY OF A CREDIT REPORING COMPANY OR AGENCY NOT THE SELLER. PLEASE REMEMBER ACCESS TO OUR SUBSCRIPTION PROGRAM IS THE PRODUCT AND NOT CREDIT REPORTING. CREDIT REPORTING IS NOT THE PRODUCT.
Personal Purchases: The Ebook and Music product referenced herein is sold with the following refund policy. A complete refund can be requested and obtained within the first three days of the purchase of the products from this Website. Thereafter, THERE IS A MINIMUM CANCELLATION FEE OF (50%) FIFTY PERCENT OF THE DOLLARS PAID AFTER THREE DAYS. NO REFUNDS WILL BE GRANTED AFTER THIRTY DAYS. A store credit will be provided on all downloaded products within 30 days of the download of a digital product. Our subscription library can be found on the same page where the subscription tradelines can be purchased. To order a subscription tradeline product simply email order support and request your subscription item.
Business Purchases: The product referenced herein is sold with the following refund policy: THERE IS A MINIMUM CANCELLATION FEE OF ($100.00) ONE HUNDRED DOLLARS, plus the cost of the credit review as it may be stated from time to time on the website. Depending upon the package purchased, according to standard protocol in the publishing industry, the unsold books purchased may be returned by the purchaser within one year of the date of purchase.
Website Purchase: Websites purchased from Seller are sold as is, with NO REFUNDS. All websites shall be hosted by Seller; Seller shall provide a shopping cart, merchant account and functionality that will cause the website to function and to be able to transact business on a cash basis.
Purchases on the Website: Seller shall manage the back end of the Website for the Purchaser, maintain accounting for all collections and shall forward amounts collected from Purchasers Website customers within 30 days of receipt subject to charge backs by the Websites Purchasers. Every effort shall be made to limit charge backs. Seller makes no warranties to Purchaser regarding the potential earnings from website or charge backs.
RIGHTS AND OBLIGATIONS OF THE BUYER
The Buyer must pay the full consideration for this product that the Seller requires as the total price of the product. This consideration includes not only the purchase price, but other obligations that the Buyer accepts as well as potential rights the Buyer agrees to forego. By accepting this Purchase Agreement, the Buyer agrees to receive continuing follow-up contact from the Seller including email, mail, newsletters, product updates, product recall notices, product improvements, telephone calls from the Seller and/or telemarketing organizations and/or pollsters for the purpose of solicitation related to the instant product or any other product or service. Buyer agrees to post-sale contact from joint venture partners of the Seller or from others who have a commercial relationship with the Seller. Buyer agrees that all personal information about the buyer or his or her buying habits and preferences, including address and phone number, may be placed in a general database and agrees that this information may be shared, rented or sold to third parties. However, Buyer shall at all times be fully empowered to sever contact with the Seller by notification using the 'unsubscribe' link in solicitations. Moreover, the Buyer retains the right to refuse specific contact with some third party solicitors and maintain it with others. The Buyer retains the right to have his or her name removed from a general solicitation database. The Buyer's agreement to accept solicitation and contact may be reduced, enhanced, limited or terminated by notification to anyone contacting the Buyer. The burden is on the Buyer to prove that such communication was made to and received by the person making contact. Buyer agrees that Seller is not liable for communications made to the Buyer by parties unrelated to this purchase even though referred by the Seller. Buyer accepts full responsibility for limiting unsolicited contact and Buyer understands that he retains all rights to directly restrict communication or solicitation from any party including the Seller.
The Buyer agrees to allow the Seller to collect, store, and use for marketing purposes all information collected from, provided by or otherwise ascertained by electronic means from the Buyer. The Buyer, specifically, and as part of the consideration paid for this product, waives all right to access, retrieve, or control such information except that the Buyer retains the right to restrict contact as described previously.
The Buyer understands that cookies may be placed on his or her hard drive that will provide information to the Seller and which are necessary for delivering an e-product and which will be able to determine if you retain the right to access the product. Buyer understands that these cookies or other computer codes will reside on the hard drive and will communicate at times with the Seller's computer and thereby transmit and receive information.
Buyers living in locations that require custom duties and/or VAT taxes to be collected understand that, unless custom duties are collected at the point of sale by the Seller, the Buyer remains responsible for payment of custom duties and taxes at the time the product is received. If it should happen that the Seller's courier or freight account is charged for custom duties and tax, instead of the Buyer paying referenced charges, then the Buyer hereby authorizes the Seller to bill the Buyer's credit card for said charges or for the return of goods if they are refused at the point of destination.
Monthly Billing must remain active to remain open. A minimum purchase of $29.99 every month is required to maintain the account in an active status. The Buyer is responsible for selecting the products that will constitute the minimum of a $29.99 purchase. In the event the Buyer does not make a qualifying payment every month, a $0 per month account maintenance fee will automatically be charged to the account holder's credit card on file and the Buyer’s contract will be closed with the company and the Buyer will automatically be exited from this contract an considered inactive and no longer an active user.
CREDIT CARD CHARGES AND CREDIT CARD FRAUD Buyer warrants that he or she is over 18 years of age, not subject to the Child Online Privacy Act, of legal age to enter into contractual agreements in the state in which he is present when he makes this purchase, and is the true and authorized owner of the credit card used to make this purchase. Any Buyer who violates any of these requirements may be liable for civil or criminal prosecution, plus actual damages, and agrees that all information collected by this website may be used for prosecution and may be turned over to law enforcement agencies or to credit card companies and merchant service providers. If the true and/or authorized owner of the credit card attempts to commit fraud upon the Seller, he authorizes each and every credit card company or merchant service provider to disclose to the Seller all information that could be construed as proof of credit card fraud. Any Buyer who attempts to perpetrate a fraud upon Seller involving the use of a credit card herewith gives authorization for the Seller to access all credit information about the Buyer from credit reporting agencies and also authorizes the Seller to discover all relevant information from any source about the fraudulent practices of the Buyer and to reveal such information to credit reporting agencies, credit card companies, merchant service providers, and law enforcement agencies.
GUARANTEE AND WARRANTY
This product is sold 'as is' without warranty or guarantee of any kind accept that the Seller warrants that the product can be downloaded. In the event ANY product is deemed to be defective, Buyer's only recourse is to select another product or receive a refund in accordance with our refund policy.
ASSUMPTION OF RISK
Buyer agrees to accept all risk associated with the use of this product, including but not limited to, ingestion of or application to Buyer's person, the use of the product personally or in business, all taxes and regulations applicable to this product, all legal compliance issues related to this product. Buyer warrants an understanding that the Seller is disclaiming all liability from harm of any kind or nature caused directly or indirectly from this product. Buyer agrees, as part of the consideration required to purchase this product, to carefully review and test this product during the refund period and to immediately request a refund if the product is not satisfactory.
LIMITATION OF LIABILITY AND DISCLAIMER
Buyer warrants an understanding, as required consideration, that the Seller of this product disclaims all liability for the product or damages resulting from use or installation or reliance upon this product for any reason. Buyer alone accepts full responsibility for allowing others to use this product. Buyer understands that Seller disclaims liability for any information contained in sales or promotional materials or the product itself that is unintentionally misleading or incorrect that might cause damage to Buyer.
Buyer expressly waives any and all claims for consequential, speculative, and unforeseeable damages resulting from the purchase or use of this product or from subsequent contact with Seller or Third Parties.
Buyer expressly agrees that no matter what may happen because of his or her purchase of this product, or no matter what damage may be allegedly or actually caused by the use of this product, or no matter the harm or damage that may result directly or indirectly from the purchase of this product, for any reason whatsoever, that the absolute maximum extent of Seller's liability shall be an amount no greater than the purchase price of the product.
Buyer agrees and understands that, Seller, specifically but not exclusively, disclaims liability for all damage to Buyer's person or business by using this product, including harm to buyer's computer hardware or software from worms, viruses, or other defects in the product or computer codes that cause harm. Seller disclaims liability for Buyer's interaction with Third Party soliciting agents who were provided 'leads' by the Seller. Seller disclaims liability for Buyer's interactions with advertisers on the site. Seller disclaims liability for Buyer's interaction with other visitors or members of the website.
Buyer agrees that the Seller's total liability, even for erroneous product content that causes damage to the Buyer, shall be limited to the purchase price paid for the product.
LIMITATION OF LIABILITY FROM HARM CAUSED BY THE PRODUCT
Buyer agrees that the Seller's total liability, even from harm caused to the Buyer or to others from use of the product, shall be limited to the purchase price paid for the product.
LIMITATION OF LIABILITY FROM ALL OTHER INJURIES OF ANY KIND
Buyer agrees that the Seller's total liability, for any other injury, harm, or tort of any kind, whether foreseeable or unforeseeable, shall be limited to the purchase price paid for the product.
LIMITATION ON THE LIABILITY LIMITATION
Buyer understands that some states do not allow limitation of liability.
SPECIFIC DISCLAIMERS AS TO 'RESULTS CLAIMS', 'INCOME CLAIMS', OR 'EARNINGS CLAIMS' IN SALES AND PROMOTIONAL MATERIALS OR PRODUCT
If claims about results from using this product or if claims about income or earnings resulting from the use of this product are made, such claims are true for the persons who made the claims, including claims made by the Seller about its own experience with the product.
However, Buyer cannot simply rely on these statements as being duplicable by Buyer because many factors affect results, including just dumb luck. Some people buy this product to make money and, in fact, make no money. Some people buy this product and never read it or attempt to implement any of the money making ideas. Some folks seemingly take to it like a duck to water and can't stop making money. Nothing promoted on this website should be construed as a 'Get rich quick' scheme or a instant credit boost to 800 or a reporting of credit lines. The products Buyer is buying to learn how to make money or products that Buyer is buying to re-sell, have all been proven money-makers and products openly available for sale without the subscription. Many buyer purchase the subscription in a effort to access our product line at a discount. As is true in much of life, real success usually requires real work. Learning about the internet is not terrible work and it can produce very livable income if Buyer is willing to learn his or her craft and work at it steadily. Even part-time efforts may bring in some extra money each month. But it requires learning skills that Buyer may not have a background to easily learn and will certainly require constant education and, perhaps, even psychological motivation to keep Buyer directed toward his or her goals.
If the product Buyer is purchasing is a physical product promoted for a particular purpose and if the promotional materials make claims about the results from the use of this product, Buyer hereby warrants his understanding that there exists some probability that the product will not deliver those same results to any particular Buyer and that the refund of the purchase price (subject to the return of the product to the Seller) is the full remedy for any Buyer who feels the product did not deliver the results claimed.
If the product Buyer is purchasing is a membership or a product 'plan' that claims to produce specific benefits or results or that otherwise involves a recurring fee, the Buyer has a right to terminate the membership or 'plan' upon notice to the Seller. In this case, the promotional materials describing the membership and the 'plan' and the remedy for dissatisfaction shall be controlling. If the promotional materials say that part of a fee is not refundable, then it is not.
Where this disclaimer and claims made in sales and promotional materials or the product are in conflict, this Purchase Agreement shall be controlling except, and unless, the Seller deliberately misled the Buyer or if such construction would cause material inequity. The sole burden is on the Buyer to substantiate any deliberate deception. Buyer accepts the obligation to reimburse the Seller for all court costs, investigation costs, attorney fees, and all litigation-related costs in the event Buyer brings suit against the Seller and does not prevail in court or at arbitration.
No warranties are made whatsoever about credit reporting, the amount of money, if any, that Buyer will earn from this material or product or service and Buyer warrants an understanding that Buyer's only course of action is to test this product and material for the extent of the refund period and request a refund if Buyer is not satisfied prior to its expiration.
Buyer, again, warrants an understanding that in any event, for any reason, no matter the amount of damages claimed, as a material part of the consideration for purchase of this product, the maximum amount of liability shall be the purchase price of the product.
RIGHT TO PUBLISH SUBMISSIONS
Buyer agrees that Seller may publish for commercial purposes the full or partial content of any and all communication with Buyer at the Seller's sole discretion.
Buyer agrees to indemnify Seller for any and all damage that Buyer causes by using the product or information contained on this website that results in a damage award against the Seller.
RIGHT TO STOP SELLING OR SERVICING PRODUCT OR MEMBERSHIP
Buyer agrees that Seller has the right to discontinue the product, the service, the membership at any time without notice. Buyer understands that the Seller may discontinue customer service on a product or service at any time without notice.
CALIFORNIA RESIDENTS NOTE
Arbitration shall be conducted pursuant to the rules of the American Arbitration Association which are in effect on the date a dispute is submitted to the American Arbitration Association. Information about the American Arbitration Association, its rules, and its forms are available from the American Arbitration Association, 335 Madison Avenue, Floor 10, New York, New York, 10017-4605. Hearing will take place in the city or county of the Seller.
In no case shall the Buyer have the right to go to court or have a jury trial. Buyer will not have the right to engage in pre-trial discovery except as provided in the rules; you will not have the right to participate as a representative or member of any class of claimants pertaining to any claim subject to arbitration; the arbitrator's decision will be final and binding with limited rights of appeal.
The prevailing party shall be reimbursed by the other party for any and all costs associated with the dispute arbitration, including attorney fees, collection fees, investigation fees, travel expenses.
JURISDICTION AND VENUE
If any matter concerning this purchase shall be brought before a court of law, pre- or post-arbitration, Buyer agrees to that the sole and proper jurisdiction to be the state of Michigan. In the event that litigation is in a federal court, the proper court shall be in the state of Michigan.
Buyer agrees that the applicable law to be applied shall, in all cases, be that of the state of the Michigan.
Buyer herewith agrees to receive Notice of Changes, Litigation, Service of Process, Cancellation, Termination, and Modification of service or product at the email address provided to Seller on the ordering page. Further, Buyer agrees that the right to contact Buyer concerning legal notice shall not be terminated by previously submitted 'unsubscribed' notices and specifically agrees that any notification to cease contact shall not be binding upon the Seller in regards to Notice of Change, Litigation, Service of Process, Cancellation of Product or Service or Membership or Subscription, Termination of a program, product or website, or Modification of the terms of service or product. Additionally, the Buyer grants Seller irrevocable right to contact him or her via mail or telephone concerning any of these issues irrespective of other rights the Buyer has to sever contact with Seller.
The prevailing party to any arbitration or litigation will be entitled to collect attorney fees and all other costs of the arbitration or litigation, including filing fees, investigation fees, collection fees, and travel expenses from the other party.
This Contract Agreement cannot be modified in any manner between the Seller and this Buyer unless modifications are made in writing signed by both parties. However, the Seller may modify this Purchase Agreement at any time for other Buyers without notice to the instant Buyer.
ENFORCEABILITY OF PROVISIONS
In the event that some provisions, terms, conditions of the Purchase Agreement are held to be invalid or unenforceable, the remainder of the provisions that are enforceable shall control. Additionally, Buyer and Seller agree that, if any provision is found to be invalid or unenforceable, the arbitrating panel will construe such provision to the maximum extent that it might be found to be valid or enforceable.
WAIVER OF BREACH
The Seller's waiver (failure to enforce) any term of this agreement shall not be construed as a modification or an amendment to this agreement or constitute a waiver of other breaches.
SELLER CONTACT INFORMATION
The Seller of this product is: LegalCpn.com AIT LLC; PO BOX 99713 TROY MI 48099
By taking the affirmative step of purchasing of a product, service, or membership, you, the Buyer, attest that you have fully read, understand, and accept the terms of this Purchase Agreement contract, and warrant to the Seller that said affirmative digital acceptance shall be deemed to be the same as if you had affixed your signature to this Purchase Agreement contract.
COPYRIGHT (C) 2017 LEGALCPN.COM AIT LLC; ALL RIGHTS RESERVED
Our Disclaimer Statement
Legal Cpn.com is a business credit, Cpn's, Loan Funding and Seasoned Tradeline website; with advanced technology and Ebook education services. Ebooks, home study programs, and business credit options. Our information is tailored to help individuals and businesses better their financial situations.