CREDIT AUTHORIZATION FORM AND CREDIT AUTHORIZATION AGREEMENT

            This Agreement made and entered into this day; Please Enter Date:  2010,
            By: MR / MRS Name:      And between Legal CPN LLC. 
            Referred to as "Company". I hereby solicit COMPANY and agree to pay a business creation 
            processing fee to COMPANY as is described herein below.

                        Privacy Act Notice: This information is to be used by the agency collecting it or its assignees in solely as authorizaton to pull credit report of newly formed business enitity to confirm worthness of business enitity.  It will not be disclosed outside the agency except as required and permitted by law. You do not have to provide this information, but if you do not provide this information your credit report will be delayed or rejected.  This signed form represents your consent to pull your business credit report based on your authorization.  The information requested in this form is authorized by  Title 38,  USC,Chapter 37 (if VA); by 12 USC,  Section 1701 et. seq;  by 42 USC, Section 1452b (if HUD/CPD); and Title 42 USC, 1471 et. seq., or 7 USC, 1921 et.seq. (if USDA/FmHA).  In no way shape form of any type is this credit report a bases for any activity which 'may be' perfomed outside of any legal or ethical limits by the person requesting this report.
            
            INITIALS:      
            SIGNATURE:     

            3. CREDIT BUREAU REPORTING: I understand that while most account(s) are created and setup within 3-6 DAYS  I understand the process may take as long as 14 business days.  I understand that in order to receive a refund I must provide a valid reason and submit it in writing no later than 3 business days after the start date of this contract! I understand I will forfeit my right to a refund after the passing of 3rd business day of the signing of this contract! Furthermore I understand I will not be eligible for a refund of any sort after THE DEPARTMENT OF TREASURY IRS DIVISION HAS ISSUED ME MY CPN NUMBER!  I understand at the point i have received my CPN number from the IRS (which can be in the form of a EIN, ITIN, TIN, or Validated SSN) I would have at that point received Both Credit Bibles Valued at $120.00 and My CPN Number Set Up By LEGAL CPN!  I UNDERSTAND I WILL NOT BE ENTITLED TO A REFUND OF ANY SORT FROM LEGAL CPN OR ANY OF ITS ASSIGNEES AND ANY CHARGE BACK ATTEMPT WILL BE DENIED; BECAUSE LEGAL CPN HAS FULFILLED ITS CONTRACT OBLIGATIONS IN FULL AND HAVE PROVIDED ME PRODUCTS AND SERVICES VALUED WAY BEYOND MY FEE OF $79.99. I UNDERSTAND I AM ONLY ENTITLED TO A FULL REFUND WITHIN (3) BUSINESS DAY FROM THE START OF THIS CONTRACT.
            4. CREDIT REPAIR -VS- BUSINESS FORMATION SERVICES: I understand that I entering and signing a contract for business formation or creation services! I fully understand this is not CREDIT REPAIR! I understand that from this point I am entering into a service for business formation AND NOT CREDIT REPAIR!
            5. RETURNED AND NSF ACH PAYMENTS: In the event that my processing fee is returned due to insufficient funds, COMPANY may immediately attempt to collect the full amount by presenting my ACH authorization a second time to my original banking institution plus NSF fees. Any subsequent withdrawal attempts by COMPANY will not exceed the original processing fee or the monthly administration fee. Furthermore, I agree and understand that if The Company is unable to successfully process my electronic payment, the full amount of my obligation is not to exceed the total amount of the processing fees plus any late fees and NSF charges COMPANY will charge a fee of $15 for every NSF processed.
            6. RIGHT TO RESCISSION: I understand that I have the right under federal law to cancel this contract for any reason without penalty within 3 business days from the date of this contract, and I understand that if I choose to exercise that right I will notify COMPANY in writing within the 3 business days from the date of this contract.
            7. REFUND/ CHARGE BACK/ OR DISPUTE POLICY:  In situation were a client request a refund of payment (AFTER THE PRODUCT IS DELIVERED) an amount of $0.00 will be refunded to the customer.  Pip Gainers; receives $16.62 after a completed purchase of $79.99, which is the net proceeds from the sale.  Pip Gainers pays merchant fees, Royalty Fees; for your copies of Credit Bible(S), and labor costs associated with setting up your CPN.  Due To The Fact BOTH CREDIT BIBLES WERE DELIVERED (AT A TRUE COST BEYOND $79.99),, AND WE CAN NOT WITHDRAW OUR SERVICE, OR E-BOOKS WHICH HAS BEEN DELIVERED; WE ARE NOTIFYING YOU ALL COMPLETED SALES ARE FINAL.

            8. NOTICE OF MERGING YOUR CPN/ CREDIT FILE: In situation were a client request a refund of payment (AFTER THE PRODUCT IS DELIVERED) we will merge your credit file regardless of trade lines, credit repair, cpn or credit report!  We will merge the stated credit file rendering the trade lines, credit repair, cpn or credit report useless.  We have taken this approach to protect our service and merchants from ABUSE!  We have taken this step to combat those which will make an attempt to ABUSE our service!  Again WE WILL Merge Your File(S) with something negative in an effort to COMPLETELY MAKE THE FILE NON USABLE OR PRESENTABLE.  If their IS A VALID CLAIM; PLEASE BRING IT TO OUR ATTENTION; WE HAVE ALWAYS BEEN AVAILABLE TO HELP OUR CLIENTS.    
            
            INITIALS:      
            SIGNATURE:     


             
            **CPN QUESTIONNAIRE; THIS INFORMATION IS NEEDED TO PULL YOUR REPORT
            **To ensure a fast reply please answer all questions accurately 

            Clients First Name    :    
            Clients Middle Name   :    
            Clients Last Name     :    
            Clients Home Address  :    
            City                  :    
            State                 :    
            Zip Code              :    

            Clients Email         :    
            Phone Number          :    

            Client SSN/CPN Number :    
            Date of Birth         :    


            SPECIAL COMMENTS OR STATEMENTS; PLEASE LIST IT HERE
             

            SIGNATURE AUTHORIZATION STATEMENT: BY SIGNING THIS CONTRACT YOU AGREE TO EVERYTHING 
            HEREIN AND ABOVE.

            I hereby authorize the Broker to verify my past and present employment earnings records,  bank accounts,  stock holdings, and any other asset balances that are needed to process my credit report. I further authorize the Broker to order a consumer credit report and verify other credit information, including past and present mortgage and landlord references. It is understood that a copy of this form will also  serve  as  authorization. The information the Broker obtains is only to be used in the processing of my personal business credit report.

            FURTHERMORE (I/We) hereby authorize Legal CPN LLC who received my personal credit information from myself; to use it to process the appropriate applications. It is understood that my signature on this form will also serve as authorization. This authorization expires 1 year from the date indicated on this contract. Privacy Act Notice: This information is to be used by ‘COMPANY’ or its Assignees and will not be disclosed to outside the agencies except as required and permitted by law. I understand that ANY abuse made against the service provider from myself may result in the merging of my CPN file and made useless!  I understand that after service provider has provided all agreed upon E-Books, CPN, or Trade lines the service provider has facilitated their duties within this agreement!

            The information provided within this contract is authorized by:
            Contract Signature:     
            Your Full Name:         
            Authorization Date:     

            Signed By: Matt Cohen; A Consumer Holding LLC; DBA www.legalcpn.com