credit eraser

IT IS OUR STATEMENT THAT LEGAL CPN IS NOT ENGAGING IN  ANY PROHIBITED BUSINESS ACTIVITIES SUCH AS: A. Representing, expressly or by implication, that through the use of our products or services, consumers can alter their identifying information to conceal adverse credit information from consumers' credit records, credit histories, or credit ratings, including but not limited to the use of Employer Identification Numbers ("EINs"), Taxpayer Identification Numbers ("TINs"), or alternative Social Security Numbers in lieu of the consumers' own Social Security Numbers;  B. Representing that the building of a new credit record by applying for credit using an EIN, a TIN, or an alternate social security number instead of a consumer's own social security number is legal; C. Misrepresenting any material fact concerning the ability of Defendant's products or services to perform or provide any credit-related function for consumers, including but not limited to improving consumers' credit reports or profiles, consolidating debt, obtaining or arranging a loan, or obtaining or arranging any extension of credit; and D. Misrepresenting any fact material to a consumer's decision to purchase Defendant's products or services. E. Representing, expressly or by implication, that through the use of our products or services, consumers can alter their identifying information to conceal adverse credit information from consumers' credit records, credit histories, or credit ratings, including but not limited to the use of Dun & Bradstreet Numbers ("DBNs"), Employer Identification Numbers ("EINs"), Taxpayer Identification Numbers ("TINs"), or alternative Social Security Numbers in lieu of the consumers' own Social Security Numbers; F. Representing that the building of a new credit record by applying for credit using a DBN, EIN, a TIN, or an alternate Social Security Number instead of a consumer's own Social Security Number is legal; G. Misrepresenting any material fact concerning the ability of defendant's products or services to perform or provide any credit-related function for consumers, including but not limited to improving consumers' credit reports or profiles, consolidating debt, obtaining or arranging a loan, or obtaining or arranging any extension of credit; and H. Misrepresenting any fact material to a consumer's decision to purchase defendant's products or services. We have found that its best to operate within the parameters of IRS and Business law and help consumers understand that Section 404(a)(2) of the Credit Repair Organizations Act; prohibits all persons from making any statement, or counseling or advising any consumer to make any statement, the intended effect of which is to alter the consumer's identification to prevent the display of the consumer's credit record, history, or rating for the purpose of concealing adverse information that is accurate and non-obsolete to any consumer reporting agency as defined in 15 U.S.C. § 1681(f) or to any person who has extended credit to the consumer or to whom the consumer has applied or is applying for an extension of credit. 15 U.S.C. § 1679b(a)(2).

Furthermore: Pursuant to Section 410(b)(1) of the Credit Repair Organizations Act, 15 U.S.C. § 1679h(b)(1), any violation of any requirement or prohibition of the Credit Repair Organizations Act constitutes an unfair and deceptive act or practice in commerce in violation of Section 5(a) of the FTC Act, 15 U.S.C.§ 45(a).

Legal CPN has posted this message in plain sight on the front page of our webpage so consumers can be aware "CPN's" are defined as any 9 digit number which can be used for credit; such as a SSN, ITIN, TIN, or EIN and it is very clear the largest warehouser of converted 9 digit government issued numbers; such as, ITIN, TIN, SSN, and EIN ARE IN FACT FOUND THROUGH OUT THE BANKING WORLD AND WITHIN THE BANKS DATABASE and ATTACHED TO CREDIT AND LOAN FOLDER LEGALLY ORIGINATED BY THESE SAME BANKS.

LEGALCPN.COM USER AGREEMENT

This notice applies to ALL LegalCPN.Com Subscribers!

Welcome to Legal CPN.Com The following User Agreement; in conjunction with Legal CPN.Com Contract Agreement; and  your written contract with Legal CPN.Com, describes the terms and conditions under which Legal CPN.Com offers you access to our services.  By using the services of Legal CPN.Com, you agree to the terms and conditions contained in this User Agreement, as well as those terms and conditions contained in your written contract with Legal CPN.Com.

Before you may become a subscriber of Legal CPN.Com, you must read and accept all of the terms and conditions in, and linked to, this User Agreement and the Privacy Policy. We strongly recommend that you read this User Agreement in its entirety. This Agreement is effective as of August 1, 2007, for current users, and upon acceptance for new users.

While using Legal CPN.Com, you will not:

Post content or items on the web site; Violate any laws, third party rights, or our policies; Use the web site if you are not able to form legally binding contracts, or are under the age of 18; fail to deliver payment services purchased by you; circumvent or manipulate our fee structure, the billing process, or fees owed to Legal CPN.Com; Post false, inaccurate, misleading, defamatory, or libelous content (including personal information) on the web site; transfer your Legal CPN.Com account to another party without our consent; distribute or post spam, chain letters, or pyramid schemes on the web site; Distribute viruses or any other technologies that may harm Legal CPN.Com, or the interests or property of Legal CPN.Com users; copy, modify, or distribute content from the web site or Legal CPN.Com copyrights and trademarks; or, harvest or otherwise collect information about users, including email addresses, without their consent. Legal CPN.Com works to keep the web site working properly and its customers safe. Please report problems, offensive content, and policy violations to us.

Without limiting other remedies, we may limit, suspend, or terminate our service and user accounts, prohibit access to our website, delay or remove hosted content, if any, and take technical and legal steps to keep users off the web site if we think that they are creating problems, possible legal liabilities, or acting inconsistently with the letter or spirit of our policies. We also reserve the right to cancel unconfirmed accounts or accounts that have been inactive for a long time.

Fees and Services

To join Legal CPN.Com you must first sign a contract with Legal CPN.Com. We do charge fees for using our services. The fees for our services are set forth on our web sites and in the contract. Legal CPN.Com reserves the right to change its fees for both new and existing customers. However, fee changes are only effective as of the date a new customer signs a contract or an existing customer renews a contract with Legal CPN.Com. We may choose to temporarily change the fees for our services for promotional events or new services. Such temporary changes are effective when we post the temporary promotional event or new service on the web site.

Unless otherwise stated, all fees are quoted in U.S. Dollars. You are responsible for paying all fees and applicable taxes, if any, associated with our services in a timely manner with a valid payment method. If your payment method fails or your account is past due, we may collect fees owed using other collection mechanisms. These collection mechanisms include, but are not limited to: charging other payment methods on file with us, or retaining collection agencies and legal counsel to collect any amounts due from you.

Limitation of Liability

You will not hold Legal CPN.Com responsible for other users' actions or inactions, including things they post. You acknowledge that we are not a traditional service provider. Instead, this web site is a venue to allow a customer an alternative method to improve that customer’s credit score but primarily establish a new personal business with a real business structure and all messiest that apply. To the best knowledge, information and belief of Legal CPN.Com, the services offered by Legal CPN.Com have not been deemed illegal, deceptive or fraudulent by any court or administrative agency having jurisdiction over the services provided by Legal CPN.Com. By using our services, a customer assumes all risk that these services offered by Legal CPN.Com may be declared illegal, deceptive or fraudulent by a court or administrative agency having jurisdiction over the services provided by Legal CPN.Com.

If the services provided by Legal CPN.Com are declared illegal, deceptive or fraudulent by a court or administrative agency having jurisdiction over those services, then Legal CPN.Com reserves the right to immediately terminate any or all contracts with any or all customers; and, to immediately modify or cease its operations based on scope of the decision of that court or administrative agency. Nothing in this User Agreement shall adversely alter or affect the governing provisions of the Michigan Consumer Protection Act.

Furthermore, while Legal CPN.Com has taken available precautions to protect its web site, Legal CPN.Com cannot, and does not, guarantee absolutely continuous or secure access to our web site. Operation of the web site may be interfered with by numerous factors outside of our control. Accordingly, to the extent legally permitted, we exclude all implied warranties, terms, and conditions. We are not liable for any loss of personal information that may result from the acts of third parties, or any special, indirect, or consequential damages arising out of your use of our web site. To the extent that Michigan may not allow the disclaimer of warranties or the exclusion of damages, then any such disclaimers and exclusions may not apply to you.

Regardless of the previous paragraph, if we are found to be liable for damages to you by a court or administrative agency having jurisdiction over our services, then our liability to you, or to any third party claiming damages through or on account of you, is limited to the total fees you paid to us under your current contract with us.

Release

Except as otherwise provided for in this User Agreement, you irrevocably release Legal CPN.Com, its agents, directors, employees, and officers from all claims, demands and damages, including but not limited to: actual, consequential, indirect, and special damages of every kind and nature, known and unknown, arising out of your use of our services. If you are a Michigan resident, you waive any applicable provision of Michigan law, to the extent authorized by Michigan, which holds that a general release is not enforceable.

Access and Interference

You agree that you will not use any robot, spider, scraper or other automated means to access the web site for any purpose without our prior, express, written consent.

Additionally, you agree that you will not:

take any action that imposes or may impose (in our sole discretion) an unreasonable or disproportionately large load on our infrastructure; copy, reproduce, modify, create derivative works from, distribute, or publicly display any content (except for your information) from the web site without the prior, express, written consent of LegalCPN.Com and any appropriate or necessary third party; interfere or attempt to interfere with the proper working of the web site or any activities conducted on the web site; or, 
            Bypass any measures we may use to prevent or restrict access to the web site. Privacy

The protection of your privacy is a fundamental principle of Legal CPN.Com. We will not sell or rent your personal information to third parties for their marketing purposes without your prior, express, written consent. We use your information only as described in your contract and this User Agreement. We store and process your information on computers located in the United States that are protected by physical as well as technological security devices. If you object to your information being stored, transferred, or used in this way please do not use our services.

Indemnity

You will indemnify and hold Legal CPN.Com, its agents, directors, employees, and officers harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your breach of this User Agreement, or your violation of any law or the rights of a third party. No agency, partnership, joint venture, employee-employer or franchiser-franchisee relationship is intended or created between you and Legal CPN.Com by this User Agreement.

Notices

Unless expressly stated otherwise, legal notices shall be served: on Legal CPN.Com registered agent at its registered office; or, on you at the last known street address that you provided to Legal CPN.Com during the registration process. A written notice shall be deemed successfully delivered three (3) business days after the date the written notice was placed in the United States mail, postage prepaid.

Resolution of Disputes

If a dispute arises between you and Legal CPN.Com, our goal is to provide you with a neutral and cost effective means of resolving the dispute quickly. Accordingly, you and Legal CPN.Com agree that we will resolve any claim or controversy at law or equity that arises out of this User Agreement or our services (a "Claim") in accordance with one of the subsections below or as we and you otherwise agree in writing. Before resorting to these alternatives, we strongly encourage you to first contact us directly to resolve the dispute through alternative dispute resolution procedures, such as mediation or arbitration, as alternatives to litigation.

Law and Forum for Disputes - This User Agreement shall be governed in all respects by the laws of the state of Michigan as they apply to agreements entered into and to be performed entirely within Michigan between Michigan residents, without regard to conflict of law provisions. You agree that any claim or dispute you may have against Legal CPN.Com must be resolved by a court located in the State of Michigan except as otherwise agreed to by the parties or as described in the Arbitration Option paragraph below. You agree to submit to the personal jurisdiction of the courts located within the State of Michigan for the purpose of litigating all such claims or disputes.

Arbitration Option - For any claim (excluding claims for injunctive or other equitable relief) where the total amount of the award sought is less than $15,000, the party requesting relief may elect to resolve the dispute in a cost effective manner through binding non-appearance-based arbitration. In the event a party elects arbitration, that party shall initiate such arbitration through an established Alternative Dispute Resolution ("ADR") provider mutually agreed upon by the parties. The ADR provider and the parties must comply with the following rules: a) the arbitration may be conducted in person, by telephone, online, and/or be solely based on written submissions, the specific manner shall be chosen by the party initiating the arbitration; b) the arbitration does not need to not involve any personal appearance by the parties or witnesses unless otherwise mutually agreed to by the parties; and c) any judgment on the award rendered by the arbitrator may be entered in any court of competent jurisdiction.

Improperly Filed Claims - All claims you bring against Legal CPN.Com must be resolved in accordance with this Resolution of Disputes section of this User Agreement. All claims filed or brought contrary to the Resolution of Disputes section of this User Agreement shall be considered improperly filed. If you file a claim contrary to the Resolution of Disputes section of this User Agreement, then Legal CPN.Com may recover attorneys' fees and costs incurred by Legal CPN.Com, provided that Legal CPN.Com has notified you in writing of the improperly filed claim, and you have failed to promptly withdraw the claim. Amendments Legal CPN.Com reserves the right to amend or change this User Agreement or any part of this User Agreement. Any amendment or change is effective when we post that amendment or change on our web site.

Additional Terms

If any provision of this User Agreement is held to be invalid or unenforceable by a court of competent jurisdiction, then that provision shall be struck and the remaining provisions of this User Agreement shall be enforced without reference to that provision. In our sole discretion, we may assign this User Agreement in accordance with the Notices section hereof. The headings used in this User Agreement are for reference purposes only and do not limit the scope or extent of a section. Our failure to act with respect to a breach by you or others does not waive our right to act with respect to subsequent or similar breaches. We do not guarantee we will take action against all breaches of this User Agreement. When using particular services on the web site, you are subject to any posted policies or rules applicable to the services you use through the web site. These policies or rules may be posted from time to time. All such policies or rules are hereby incorporated into this User Agreement. The following sections of this User Agreement shall survive any cancellation, expiration, or termination of this User Agreement: Fees and Services (with respect to fees owed for our services), Release, Limitation of Liability, Indemnity, and Resolution of Disputes.

This User Agreement, and any contract signed by you with Legal CPN.Com, set forth the entire understanding and agreement between the parties with respect to the subject matter hereof. Welcome to Legal CPN.Com. The following User Agreement, in conjunction with the Disclosure Agreement and your written contract with Legal CPN.Com, describes the terms and conditions under which Legal CPN.Com offers you access to our services. By using the services of Legal CPN.Com, you agree to the terms and conditions contained in this User Agreement, as well as those terms and conditions contained in your written contract with Legal CPN.Com.

Using Legal CPN.Com

• Seasoned Tradelines
• Tradeline Combo Packages
• Seasoned Tradeline FAQ's
• Seasoned Tradeline Reports
• Tradeline Purchase Instructions
• Tradeline Contract Application

• Credit Profile Numbers (CPN's)
• Credit Profile Numbers (FAQ's)
• Buy Now Page
• $79.99 CPN Application Contract
• $199.99 CPN Application Contract

• $100.00 Shelf Corps
• Business Credit Builder Program
• Shelf Corp Lenders
• Mega Corp Lenders

BECOME AN AFFILIATE

ACTIVE AFFILIATES

BUY NOW PAGE

$500.00 SEASONED TRADELINES

Our credit wiping service is powerful and intuitive.

The our credit wiping service covers the essentials of credit report repair. Our time-tested methods of credit repair are employed on your behalf to help you take on your credit reports. The tools and features of our credit wiping are included as the following.

Unlimited Disputes: No matter how many items you have to dispute, you will only be charged our low monthly fee. Our credit wiping service gives you unlimited disputes and unlimited deletions at no additional charge. Althouigh we recommend retaining the services of our firm for at least 12 months, normal time to see tradeline removal is 2-3 months after submitting your application contract.

--Included--

Inquiry Removal: Questionable inquiries almost always impact a credit score negatively our credit wiping inquiry removal service was designed to address that problem. Firm-prepared customized letters for each questionable inquiry enable us to remove and keep inquires removed from your report while in the program.

--Included--

Full Money Back Guarantee: Our services are backed by a full refund policy. If we fail to provide the agreed-upon services to you (as outlined by our service agreement) for any given month, you will not be billed for that month, or will be refunded your fees for that month if your payment has already been processed.

--Included--

Free Support: We offer toll-free phone support as well as free email and chat support at no cost to you. It's our way of ensuring top-notch client service.

--Included--

Prompt Same Day Service: Your Paid Credit Consultation Support begins the same day you complete the contract agreement and identify questionable negative items on your credit reports. With your initial purchase and completed credit athorization form; we will obtain a tri merged credit report and provide you a copy of your credit reports within 48 hours of entering our program.

--Included--

No Hidden Fees: Our regular credit wiping service covers credit bureau disputes and client support. We do not bill per deletion, we do not bill prior to any services rendered or any letters mailed. All services letters and electronic deletions are performed monthly and in some cases bi-monthly so you never have to worry about charges sneaking up on you. No matter if we complete the repair of your report in 3/ 4/ or 6 months, you are free to cancel and have no worry that you owe us any further payment.

--Included--

Cancel Anytime Without Penalty: We charge for our credit wiping services one month at a time, only after work on your case has been completed. While we recommend retaining the services of our firm for at least 12 months, you are free to cancel the service at any time without penalty or further obligation.

--Included--

GET STARTED NOW

Why Legal CPN?

We have helped more than 100,000 people just like you restore and improve their credit. We are one of the very few credit repair and restoration companies that operates legally with services such as CPN's, tradelines, credit repair and other credit repair and restoration services. We have set the industry standard as a reputable organization that is built on a foundation of integrity, character and an exceptional commitment to obtaining the best results possible for each client.

Don’t trust something as important as your credit and personal information to anyone but the professionals, call Legal CPN Credit Services; E xperts in Credit Repair and Restoration!

*Unlimited Disputes
*Money Back Refund Policy
*Free Email Support
*No Hidden Fees
*Cancel Anytime Contract
*Electronic Credit Wiping!

$29.95/ Per Month
$59.95/ Setup

What Can You Expect From Our Service?

                    •Guaranteed Permanent Results

                   •Highest Success Rate in the Industry

                    •Fastest Results in the Industry (CPN's, Trade-lines, Credit Wiping Services)

                    •More Than One Hundred Thousand (100,000) Satisfied Customers!

                    •Fully Staffed Customer Support Team Dedicated To Your Success

                    •Reseller Credit Restoration Services Avaliable

•100% Money Back Guarantee

FREE EBOOKS AND ITMES WITH CREDIT WIPING

Who Else Wants To Boost Their Credit Score; And Repair The Financial Damage
Constantly Hanging Over Your Head?

How Anyone Can Establish, Manage, Repair and Erase Bad Credit
Without Losing $1,000's to Credit Repair Company!

TELL ME MORE ABOUT THIS EBOOK

TELL ME MORE ABOUT THIS EBOOK

Within 3 days after enrolling our credit eraser and credit wiping team will perform the most expensive portion of your case your case setup. This includes sending you copies of our "Credit Repair and Credit Improvement" ebooks, all welcome and orientation communication, ordering of all three credit reports for you from Equifax, Experian and TransUnion, (via a TRI MERGED; HARD PULL CREDIT REPORT) and if needed; up to one hour of consultation with one of our qualified credit consultants, processing and data input, verification and payment setup.

TELL ME MORE ABOUT THE CREDIT WIPING PROGRAM

Our fee structure is very understandable and has been very aggressively priced to offer our service to people who really need our service! Some on-line vendors offer graded programs which can range as high as 60-70 or even $100 dollars per month. Some merchants will even charge 300-400-600 or even amounts over 1000.00 upfront for services (NOT PROVIDED!) With our credit wiping program you are simply charged for a Set-Up Fee (which includes your initial file creation, a client profile analysis, and the cost of a hard pull mortgage report/ so we can have a factual understanding of the clients credit profile; which is also forwarded to the client!) You will also be charged; a Monthly Fee which includes (services, letters, postage and fees associated with electronic credit wiping.)

CREDIT WIPING OPPORTUNITIES

CREDIT WIPING SUPPORT

CREDIT WIPING FAQ's