FOR EXAMPLE; Applicant A has a 620 middle credit score but pays his bills on time; always. How can this be the case? Applicant A, has a new car note within 1 year of 25,000.00 Applicant A has a 10,000 credit card maxed out, Applicant A has a outstanding student loan of 10,000 and a mixed assortment of 5,000 other bills which are also maxed out, or reporting a balance at or near the limit. Applicant A pays their bills like clock work but Applicant A still has a low credit score. Applicant A, has 50,000 in outstanding debt which is paid but MAXED OUT; which is why Applicant A credit score is 540-640.. In this case HIGH LIMIT TRADELINE of 50,000 will lower his debt ratio from 90-100% down to 45-50% with a 50,000 tradeline skyrocketing his scores! The same equation should be used when consider which tradeline to use and why... YEARS BOOST SCORES; LIMIT CARDS DECREASE DEBT RATIOS.
Due to the fact each credit report is different and unique we can not guarantee the exact same results. We can guarantee you will see a score increase and our tradelines will post within 60 days from the point of purchase but in most cases within 30 days. Please note we need at least 7-10 prior to any card reporting date to guarantee same month reporting.
Mid Range Card Disclaimer: Above you will find great tradeline for new or small credit reports. For most people who DOES NOT HAVE A LARGE ITEM OR LARGE ITEMS POSTED ON THEIR CREDIT REPORT (SUCH AS A LARGE MORTGAGE) these tradelines are great to boosting their score! (These cards have a range of limits and years! 2-4 years= 680-720 / 4-8 years= 720-780 / 8-12 = 780-815) These cards below are great for building a strong score or boosting an existing credit file. Due to the fact each credit report is different and unique we can not guarantee the exact same results. We can guarantee you will see a score increase and our tradelines will post within 60 days from the point of purchase but in most cases within 30 days. Please note we need at least 7-10 prior to any card reporting date to guarantee same month reporting.
New Credit File Card Disclaimer: Above you will find great tradeline for new or small credit reports. For most people who DO NOT HAVE A LARGE ITEMS POSTED ON THEIR CREDIT REPORT (SUCH AS A LARGE MORTGAGE OR LARGE BALANCES) these tradelines are great to boosting these score! (These cards have a range of limits and years! 2-4 years= 680-720 / 4-8 years= 720-780 / 8-12 = 780-815) These cards below are great for building a strong score or boosting an existing credit file. Due to the fact each credit report is different and unique we can not guarantee the exact same results. We can guarantee you will see a score increase and our tradelines will post within 60 days from the point of purchase but in most cases within 30 days. Please note we need at least 7-10 prior to any card reporting date to guarantee same month reporting.
High Limit Card Disclaimer: (PLAIN AND SIMPLE: IF YOU NEED TO BUILD A CREDIT FILE OR BOOST YOUR EXISTING CREDIT FILE LIMITS UP TO AND OVER 250,000.00; WE CAN DO IT WITH 3 TRADELINES! YES IF YOU NEED A 1/4 MILLION IN REAL SEASONED TRADELINE HISTORY; WE CAN DO IT WITH 3 TRADELINES; GUARANTEED!) Due to the fact each credit report is different and unique we can not guarantee the exact score but im sure your score will be over 750 up to as high as 830. We guarantee you will see a score increase and our tradelines will post within 60 days from the point of your purchase! Most of our tradelines will post within 30 days. PLEASE NOTE: we need at least 7-10 prior to any reporting date to guarantee same month reporting. Most of our clients know for a fact that we can post a tradeline in as little as 5 days. PLEASE GIVE US ATLEAST 7-10 DAYS prior to any tradeline reporting date and we can provide the same results to you!
Legal CPN is the only trusted company which can create a 800 credit scores in as little as 5 days! We Are The Experts Welcome to the World of Legal CPN!
High Limit Card Disclaimer: Please note from our experience these tradelines when reported normally will boost 1 - 2 or 3 credit bureau scores on a blank credit file up to and over a 750. (IF YOUR LOOKING TO BOOST YOUR LIMIT RATIOS AND HAVE A LARGE AMOUNT OF YEARS HERE YOU GO! LENDERS DO LOOK AT YOUR HIGH LIMIT RATIO TO DETERMINE YOUR APPROVAL LIMITS!) These cards are great for applicants who find their debt to income and their debt ratio too high and will need enough years to report to allow them to break the 750 bar up to 800!
800 Credit Score Card Disclaimer: Please note from our experience the 800 CREDIT SCORE TRADELINES when reported will normally boost all 3 credit bureau scores on a blank credit file up to and over a 800. (PLAIN AND SIMPLE: YEARS OF HISTORY=SCORE! THE CARDS BELOW HAVE A TON OF HISTORY TO BOOST YOUR SCORE!) Furthermore, we have also seen persons adding one of these lines on a ssn credit file with a score of 500-550 receive a score increase up to 645-680; which is in most cases a 100 point score increase. Due to the fact each credit report is different and unique we can not guarantee the exact same results. We can guarantee you will see a score increase and our tradelines will post within 60 days from the point of purchase but in most cases within 30 days. Please note we need at least 7-10 prior to any card reporting date to guarantee same month reporting.
We guarantee that our tradeline's will appear on your credit report in less than 60 days, or we will give you all your money back. Typically they will appear in less than 30 days; most of the time it takes just a week or two. You can actually view the posting dates for each of our tradeline's by looking at the list on the Now that my credit score is boosted now what can I do?
Go out and apply for your loan, apply for the job you wanted, or for premium car or home owners' insurance! Start your own business! But whatever you do, remember one thing, this is not a ticket for a shopping spree. Be responsible with your new credit score. Be smart. Plan ahead and stick to your plan. It is very easy to succumb to the temptations of the credit world, but it is those of us who can manage our emotions with self control and logical reasoning who will become masters of our financial future. A good place to start is by repaying the Banks who have helped you achieve this good credit standing. CitiBank, CapOne, Bank of America. They have given you a step up in the world. Show them your appreciation by giving them the first shot at earning your business. Go to their web site and fill out an application for the card you want, and one that you know you can responsibly manage. Remember, a good credit customer is one who can pay off their ENTIRE balance in full every month. Practice this and it will repay you for the rest of your life.
We specialize in the addition of seasoned authorized user tradeline's, which continue to deliver the same benefits that they always have, no matter what "Not-So-Fair-Isaac" wants you to believe. Do you offer business credit tradeline's? All cards we sell are personal accounts. Business accounts report to the business reporting agency, Dun & Brad Street, and not to XPN, TU, and EQX. Business accounts do not help your FICO score, unless you were trying to get credit history for a new business.
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