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SAYS:     One has the legal right to keep his/her SSN private.   In other circumstances, federal law allows consumers to legally use a separate identification number, hence the opportunity to establish a CPN for a credit file. READ MORE

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THE FBI SAYS

Currently, federal law allows individuals to legally use CPNs for financial reporting and protects those individuals who do not wish to disclose their SSAN.  CPN ARE LEGAL!    READ MORE

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